About Anthem Health Insurance
Searching for health insurance plans can be an exhaustive process. But, the Anthem website is a concise and effective tool for researching plan types, searching plan benefits and learning what makes Anthem health care insurance a great choice for individual and member coverage. There are a few facts you should know about Anthem health insurance before you purchase a health or dental plan.
Types
Anthem provides family and individual health plans, dental plans, term life insurance, Medicare, as well as healthy living programs. Family and individual health plans are available to persons who are self-employed, unemployed, or employed without health benefits. Plan members and dependents are covered under a number of plans that may include wellness care, hospital coverage and mental health benefits. Dental plans are available as Dental Select HMO SM Plans, with three dental HMO plans therein, and a number of Individual Dental PPO Plans. Term life insurance is available to plan member's wanting to cover funeral and burial costs and provide assistance to family members in the event of an accident or death. Medicare is available to eligible beneficiaries in need of Medicare health coverage. Lastly, members have access to healthy living programs, also known as SpecialOffers, and educational resources that educate members on the keys to better health.
Size
Anthem offers California Group Health Insurance: Groups of 2 to 50 and Groups of 51 or More. Group health insurance is designed for employers and are not available to individuals. Depending on the size of the employment, the employer will purchase one of the two group options. Employees will then have an option to buy into the insurance plan or purchase an alternative plan option from another insurance agent or from within the Anthem Individual plan tier.
Considerations
For seniors looking for additional Medicare coverage or want to join the Anthem Medicare program, eligibility is limited to those person age 65 or older with beneficiary status in the Medicare program. Once these requirements are met, the applicant can review each Medicare part and learn what plan options are available for that calendar year. In 2009, Anthem offers the following Medicare plans: Anthem's Medicare Supplement Plans (this plan is limited to California), Blue Cross MedicareRx Part D Prescription Drug Plans, Anthem's Medicare Advantage Preferred Provider Organization (PPO), Anthem's Medicare Advantage Health Maintenance Organization (HMO), and Anthem SmartValue Medicare Advantage Private Fee for Service (PFFS).
Significance
Anthem is member-friendly with online services and customer service available 24 hours a day. Members can find healthcare providers, pharmacies and insurance agents by checking online or calling (800) 777-6000 (Individuals and Families) or (888) 211-9813 (Medicare Eligible). All plan enrollment forms are available for download online.
Benefits
Anthem Health insurance provides an online PlanFinder that allows new members as well as prospective members to obtain a quote, find plan options and apply for health insurance online. Visitors to the Anthem website must enter a zip code and answer basic plan preference questions as well as provide general medical history. A quote is provided for immediate review.
Existing Anthem members can change coverage online as well.
Tags: Anthem Medicare, Anthem Health, Medicare Advantage, Anthem health, Anthem Medicare Advantage, Anthem offers