Monday, May 25, 2009

Health Insurance In The Federal Government

Federal government workers can contribute to their health care coverage with pre-tax contributions.


The United States Office of Personnel Management provides federal government employees with optional health care benefits coverage. Government workers may select from a menu of optional coverage plans, such as general health care coverage and vision coverage.


Significance


The Federal Health Plan, known as FEHB provides general health care to employees. Coverage is optional and deducted through pre-tax dollars. The federal government employer typically subsidizes a partial amount of the cost.


Features


The federal government's dental and vision plan allows government employees optional coverage for enrolling with payment through pre-tax dollars. It is typically not an employer-subsidized coverage plan, so the employee is responsible for paying the full premium amount.


Identification








In general, there is no pre-existing illness exception for any of the plans.


Benefits


Employees also are offered pre-tax savings through the federal health flexible care program. This program allows federal government employees to save money with pre-tax allowances to cover qualified health care costs.


Considerations


The federal government also allows employees to contribute to palliative care, nursing facilities and home health care for themselves or their dependents, through a long-term health program.

Tags: health care, federal government, government employees, care coverage, federal government employees, general health, general health care