Tuesday, March 3, 2009

Join Group Health Insurance

Enroll in your company's group health insurance plan.


Group health insurance policies renew annually, and the month prior to the actual renewal date is typically considered the Open Enrollment Period. This is the window of opportunity for employees to make changes to coverage, and for previously uncovered workers to begin participating in the health insurance plan. The enrollment process is simple, and can be completed relatively quickly if you are prepared with the relevant information.


Instructions


1. Determine the Open Enrollment Period. Contact your company's Human Resources department and inquire about the beginning date for Open Enrollment. Make a notation on your calendar, and ask the Human Resources department to notify you when the window opens.


2. Choose your coverage. Examine the group health insurance plans available from your employer and decide which one most appropriately suits your needs and fits within your budget. More important, examine the network of participating physicians and facilities in your area to ensure that you will be able to receive proper treatment without unnecessary travel.


3. Obtain an enrollment form. When the Open Enrollment period arrives, request a group health insurance enrollment form from the Human Resources department. If HR is unable to provide you with the form, contact the health insurance carrier directly and request a form be mailed to your home.








4. Complete and submit your paperwork. Provide the requested personal information and answer any questions regarding your medical history, treatment and prescriptions. If you intend to cover your spouse or dependent children, enter their personal information on the enrollment form. Sign where indicated and mail the form back to the insurance company before the end of the Open Enrollment period to ensure your application is processed properly and within the allotted time frame.

Tags: health insurance, Open Enrollment, enrollment form, group health, Human Resources, Human Resources department